About Declan Hanratty

Declan Hanratty is the Managing Director of Vanquish Finance Group, he is a Licenced Mortgage Broker and Real Estate Agent. Declan has been working in the property and finance markets of Melbourne for over 20 years now. Initially Declan worked for a finance company which is where he learnt his craft and sore a gap in the market for a finance company focused on customer service instead of profits. So he created Vanquish Finance Group and has focused on his Clients and put their interest first. In doing this he has created a very successful business.

March 2022 Newsletter

By |2022-04-01T08:57:18+10:00April 1st, 2022|Categories: Blogs, Creative, Newsletters|

  Planning to go away for Easter? If so, book now, because hotels are filling fast. In the meantime, here’s what’s making news in property and finance: Property investor activity surges House-unit price gap widens The pros and cons of student loans Aussies choosing brokers over banks Read more below. The official data confirms what you [...]

March 2022 RBA Announcement

By |2022-03-01T16:03:11+10:00March 1st, 2022|Categories: Blogs, RBA Updates|

  The Reserve Bank of Australia (RBA) decided to keep the cash rate on hold at its historic low of 0.10% at the board’s March monetary policy meeting. The RBA’s last rate hike was more than a decade ago, in November 2010. While the central bank held fire today, there has been rising speculation it might [...]

February 2022 Newsletter

By |2022-02-24T15:49:51+10:00February 24th, 2022|Categories: Blogs, Creative, Newsletters|

  Great news about the international border reopening! Meanwhile, here's what's making news in property and finance: Borrowers set home loans record First home buyers get savings boost Homebuilding costs rise 7.3% How to prepare for rate rises Read more below. Home loan activity reached a record high in December, according to the latest data from [...]

February 2022 RBA Announcement

By |2022-02-24T15:44:08+10:00February 1st, 2022|Categories: Blogs, RBA Updates, Uncategorized|

  The Reserve Bank of Australia (RBA) has left the cash rate on hold at its first monetary policy meeting of the year. The move comes as no surprise, as the RBA has repeatedly said it won’t increase the cash rate until underlying inflation is sustainably within the 2–3% target range. The central bank does not [...]

January 2022 Newsletter

By |2022-01-28T11:48:48+10:00January 28th, 2022|Categories: Blogs, Newsletters, Uncategorized|

  Let’s hope we have plenty of good news on the health and economic fronts in 2022. In the meantime, here’s what’s making news right now: City-by-city property outlook Mortgage activity surging Rents rise 7.4% House building at record levels Read more below. Home loan activity is at historically high levels, according to the latest data [...]

December 2021 Newsletter

By |2021-12-16T14:12:44+10:00December 16th, 2021|Categories: Blogs, Newsletters|

  Can you believe it’s already the end of the year? Here are five stories that will help you look ahead to 2022: Mortgage 'loyalty tax' rises Property listings trending up Average loan size jumps 16.4% Govt boosts first home buyer support Broker market share hits new record Read more below. You might not realise that [...]

December 2021 RBA Announcement

By |2021-12-08T11:35:35+10:00December 8th, 2021|Categories: Blogs, RBA Updates|

  In its last monetary policy decision of the year, the Reserve Bank of Australia has kept the cash rate at a record-low 0.10%. The RBA expects the economy to expand by 3% this year, despite the lockdowns that occurred from June to October. Growth is then expected to accelerate to 5.5% in 2022. Strong growth [...]

November 2021 Newsletter

By |2021-11-25T10:10:55+10:00November 25th, 2021|Categories: Blogs, Newsletters|

  Just one month to Christmas! Don’t forget to start buying your presents, because a lot of orders are being delayed right now. In the meantime, here are four stories making news: Australia goes on building boom Why refinancing is so popular right now Investor activity surges Property myth gets busted Read the latest news below. [...]

November 2021 RBA Announcement

By |2021-11-03T09:23:40+10:00November 3rd, 2021|Categories: Blogs, Interest Rates, RBA Updates|

As was widely expected, the Reserve Bank of Australia (RBA) has kept the cash rate at a record-low 0.10%. It has now been exactly 12 months since the RBA last moved the cash rate – which was a cut of 0.15 percentage points. The next move in the cash rate is almost certain to be up. [...]

October 2021 Newsletter

By |2021-10-28T15:53:25+10:00October 28th, 2021|Categories: Uncategorized|

  I hope you pick a winner in next week's Melbourne Cup. In the meantime, here's some interesting property and finance news for you to enjoy: Home loan rules tightened House rents grow 5.5% Be wary of buy-now-pay-later ABS releases lockdown data Read the latest news below. Australia’s banking regulator, APRA, has introduced new lending rules [...]

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