About Declan Hanratty

Declan Hanratty is the Managing Director of Vanquish Finance Group, he is a Licenced Mortgage Broker and Real Estate Agent. Declan has been working in the property and finance markets of Melbourne for over 20 years now. Initially Declan worked for a finance company which is where he learnt his craft and sore a gap in the market for a finance company focused on customer service instead of profits. So he created Vanquish Finance Group and has focused on his Clients and put their interest first. In doing this he has created a very successful business.

The Finance Landscape is Changing

By |2018-10-12T12:03:39+10:00August 6th, 2015|Categories: Blogs, Regulators & Credit Policy|Tags: , , , , , , |

The Finance Landscape is Changing Interest Rates Go Up For Investors & Policy Tightens In response to APRA’s (Australian Prudential Regulation Authority) request for lenders to tighten policies for investment lending, financiers have commenced sweeping changes which are going to have a huge impact on the investor market. Last week, ANZ announced a 27-basis point (0.27%) [...]

3 Fundamentals of Wealth Creation!

By |2018-10-12T12:07:21+10:00June 17th, 2015|Categories: Blogs, Wealth Creation & Retirement Planning|Tags: , , , , , , |

The 3 Fundamentals of Wealth Creation 1 – Develop a Strategy to Build Assets The wealthy know that holding quality assets is the key to wealth.  They also know that a key component is the development and constant refinement of their investment strategy to determine what asset class they should invest in and when. If you [...]

Why Australians Love Property?

By |2018-10-12T12:08:41+10:00June 17th, 2015|Categories: Blogs, Property Market|Tags: , , , , , , , , , , , , |

Why Australians Love Property Residential property offers Australians the security of ‘bricks and mortar’ compared with the fluctuating values of shares and commodities.  This is one of the reasons most banks will lend up to 95% of the value of a residential property compared with all other investment options. Residential homes are a stable and passive [...]

6 Helpful Steps to Follow When Choosing a Home Loan!

By |2018-10-12T12:18:21+10:00June 17th, 2015|Categories: Blogs, Property Market|Tags: , , , , , , , , , , , , , , |

6 Helpful Steps to Follow When Choosing a Home Loan Affordability When choosing a home loan, your affordability should be at the front of your mind, we recommend you should look at what you can afford each month. Understanding how much of your wage is going to go to cover the monthly repayments for your home [...]

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