What is a Self-Managed Super Fund (SMSF)?

By |2018-10-18T11:46:57+10:00November 16th, 2016|Categories: Blogs, Wealth Creation & Retirement Planning|Tags: , , , , , , |

What is a Self-Managed Super Fund (SMSF)? A Self-Managed Super Fund, (SMSF), is a do-it-yourself superannuation scheme which allows people to take direct control of their investments, strategies and retirement planning. Superannuation is an investment portfolio set up to save funds for retirement which is usually managed by large Industry Funds and Retails Funds.  A [...]

Negative gearing, positive gearing, what does it all mean

By |2018-10-18T11:51:14+10:00November 10th, 2016|Categories: Blogs, Property Market|Tags: , , , , , , , , , , , , , |

Negative gearing, positive gearing, what does it all mean Negative gearing is a term that’s mentioned quite frequently in the investment pages of financial publications and at most barbecues around Australia. It is the cornerstone of the middle-class Mum and Dad property investors and in certain circles of late it has become a shameful tax [...]

How a Mortgage Broker is remunerated?

By |2018-10-22T11:22:57+10:00October 7th, 2016|Categories: Blogs, Mortgage Broker|Tags: , , , , , , , , , |

How a Mortgage Broker is remunerated? This is a really good question we are asked all the time, even from friends and family.  It’s a very important question and one that needs to answered very early in the conversation. When a mortgage broker submits an application to a lender and the application settles, the lender [...]

Why Use a Mortgage Broker?

By |2023-09-07T10:54:07+10:00September 6th, 2016|Categories: Blogs, Mortgage Broker|Tags: , , , , , , , , , , , , |

Why use a Mortgage Broker?I think Mortgage Brokers are needed more today than ever before, why?I have been working in this field for over 10 years now, and every year that goes by it just gets a little bit harder to obtain finance for Clients.This industry is a liquid industry, credit policy is always changing.  And [...]

Do you have a risk strategy? Are you appropriately insured? Do you need to review your insurances?

By |2018-10-18T12:25:58+10:00June 21st, 2016|Categories: Blogs, Risk Strategy|Tags: , , , , , , , |

Do you have a risk strategic?  Are appropriately insured? Most Australians are under insured or have no insurance at all.  Most Australians don’t even have, or given thought to, an appropriate risk strategy. We believe whatever your personal circumstances, it is important that you have an appropriate risk strategy, and like any strategy, it needs [...]

7 key attributes to look for when choosing your mortgage broker

By |2018-10-18T12:28:10+10:00March 10th, 2016|Categories: Blogs, Mortgage Broker|Tags: , , , , , , , , , , , , , , , , |

7 key attributes to look for when choosing your Mortgage Broker Quite simply, a good mortgage broker can make your life easier and save you valuable time and money. Here’s how to find one. When it comes to one of the biggest financial decisions you’ll ever make, it pays to have professional help. But, how do [...]

0.0% Car Finance, is it Too Good to be True (Smoke & Mirrors)

By |2018-10-12T11:58:40+10:00March 3rd, 2016|Categories: Blogs, Interest Rates|Tags: , , |

0.0% Car Finance, is it Too Good to be True (Smoke & Mirrors) 0.0%, 1.0%, 1.5% or even 2.0% car finance is a one of the latest marketing strategies car dealers/manufacturers are currently offering in order to obtain your business. Is it too good to be true? Usually when something is too good to be true, [...]

Buying off the Plan, can be Riskier than People Think

By |2018-10-12T12:01:47+10:00March 3rd, 2016|Categories: Blogs, Property Market|Tags: , , , , , , , , , , |

Buying off the Plan, Can be Riskier than People Think  History shows time and time again that: real estate is a good investment, whether it be your home or an investment property; we Australians love property; and we love to talk about it. We are all looking for that next big investment or wanting to up-size [...]

The Finance Landscape is Changing

By |2018-10-12T12:03:39+10:00August 6th, 2015|Categories: Blogs, Regulators & Credit Policy|Tags: , , , , , , |

The Finance Landscape is Changing Interest Rates Go Up For Investors & Policy Tightens In response to APRA’s (Australian Prudential Regulation Authority) request for lenders to tighten policies for investment lending, financiers have commenced sweeping changes which are going to have a huge impact on the investor market. Last week, ANZ announced a 27-basis point (0.27%) [...]

3 Fundamentals of Wealth Creation!

By |2018-10-12T12:07:21+10:00June 17th, 2015|Categories: Blogs, Wealth Creation & Retirement Planning|Tags: , , , , , , |

The 3 Fundamentals of Wealth Creation 1 – Develop a Strategy to Build Assets The wealthy know that holding quality assets is the key to wealth.  They also know that a key component is the development and constant refinement of their investment strategy to determine what asset class they should invest in and when. If you [...]

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