Mortgage Broker versus Bank

Do we charge fees?

The short answer is no—in most cases, we do not charge our clients a fee for arranging a home loan.

Our services are typically paid for by the lender once your loan settles, which means you can benefit from our expertise, guidance, and access to a wide range of lenders without incurring a direct cost.

When might fees apply?

There are limited situations where we may consider charging a fee. This would generally only occur if:

  • You are requesting services outside of arranging a standard home loan, or
  • You require assistance in a scenario where the lender does not pay a commission

Examples might include complex structuring advice, niche lending scenarios, or standalone advisory work where no loan is ultimately arranged.

Full transparency

If a fee were ever to apply, this would be clearly discussed with you upfront—before any work is undertaken. You would also receive formal documentation outlining the fee, ensuring you can make an informed decision about whether to proceed.

Our Approach

Our goal is to provide value, transparency, and long-term support. For the vast majority of clients, this means no direct fees—just expert guidance to help you secure the right loan for your needs.

With us on your team, you can shop, bid and buy with confidence knowing your finances are sorted!

Get a pre-approval today and move forward with confidence.